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At no charge, we help you with fast, hassle-free financial assistance with trusted lenders to get you the loan you need – In many cases your funds will be available the next business day!
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If you borrowed $2,000 over a 12 month period and the loan had a 3% origination fee ($60), your monthly repayments would be $189.12, with a total payback amount of $2269.44 which including the 3% fee paid from the loan amount, would have a total cost of $329.44. Representative 29.82% APR.
If you borrowed $5,000 over a 48 month period and the loan had an 8% origination fee ($400), your monthly repayments would be $131.67, with a total payback amount of $6320.12 which including the 8% fee paid from the loan amount, would have a total cost of $1720.12. Representative 18.23% APR.
The following statement provides information about General Loans, APR, Loan Resumptions and Loan Payment Terms. Please read it carefully.
Our services will always be provided free of charge, but that is not to say that the lender will give you a loan for free. Your lender will charge you fees and/or interest and must provide you with full disclosure of their loan terms upon approval. It is then your responsibility to read through the terms before signing your loan agreement.
Each lender has their own late payment policies. Some lenders may be more forgiving than others. Other lenders may charge you a late fee or penalty regardless. If you need to make a late payment, then it is in your best interest to contact your lender directly. Be sure to also review the late payment policies and fees in your loan agreement.
Each lender has their own loan repayment terms. The majority of loan products have a two-month minimum repayment term and an 84-month maximum repayment term. Again, it is important to carefully read and review your loan agreement, particularly the loan repayment terms and make sure you fully understand your financial responsibilities prior to signing the loan agreement
Personal loans are often used to pay off debt, make emergency home improvements or vehicle repairs, or pay off medical expenses, and more. A personal loan can help you get the cash you need, for whatever you need, and fast!
Annual Percentage Rate (APR) is a measure of the cost of credit, expressed as a nominal yearly rate. It relates to the amount and timing of value received by the consumer to the amount and timing of payments made. We cannot guarantee any APR since we are not a lender ourselves. An APR can generally run between 6% up to 35%. Loan products general have a 2-month minimum repayment term and a 84-month maximum repayment term. Before accepting a loan from a lender within our network, please read the loan agreement carefully as the APR and repayment terms may differ from what is listed on this site.
We have NO involvement in the debt collection process. As part of the lending agreement provided to you by the lender, they will disclose their debt collection practices. If you have any collection questions, please contact the lender for complete details. We only work with reputable lenders who use fair collection practices.
Each state mandates individual regulations regarding lenders’ renewal policies. Therefore, prior to accepting a loan agreement, be sure to review the lender’s renewal options and policies.
Most loan products include a minimum repayment plan of two months and a maximum repayment plan of 84 months. Take the time to carefully read the loan agreement as the APR and repayment terms may be different than what is advertised on the lender’s website.
Our company wants to help you with your financial challenges. Review our site for valuable information, and don’t hesitate to contact us with any questions about our services.
Material Disclosure. This website only provides a service, and cannot be considered an agent, representative, broker or lender, nor do we provide financial advice. Our company does not recommend loan products to individuals nor do we make credit decisions. Our company merely provides services to help individuals connect with lenders. Therefore, our site does not charge individuals for any loan product. The website collects personal information provided by you and forwards it to lenders within our qualified network. You are under no obligation to use this website or provide personal information, or to initiate, contact, nor apply for credit or any loan. Furthermore, providing your information on the website does not guarantee loan or credit approval. Loan amounts vary from $100 and $5,000, however, this is not a guarantee that all lenders can and will loan $5,000. Money transfers may vary between lenders and may depend on your individual financial institution, and may require faxing personal and confidential documentation.
Exclusions. Residents of some states may not be eligible for some or all small-dollar loans. Residents of Arkansas, New York, Vermont, Connecticut, New Hampshire, Montana, South Dakota, Indiana, Minnesota and West Virginia are not eligible to use this website or service. The states serviced by this website may change from time to time, without notice.
Credit Implications. Personal loans are meant to serve as a short financial solution to solve immediate cash flow needs and should not be considered a long-term solution. This service and lenders are not available in all states. Most lenders perform credit checks with the three credit reporting bureaus: Experian, Equifax, or Trans Union. Some lenders may also perform alternative credit checks or consumer reports through alternative providers. This ultimately depends on the individual applicant. By submitting your request, you acknowledge, agree, and authorize that (a) your information is correct to the best of your knowledge, (b) your information may be sent to lenders and/or third-party entities on your behalf, and (c) lenders may obtain consumer reports and related information about you from one or more consumer reporting agencies, such as TransUnion, Experian and Equifax to evaluate your creditworthiness in consideration for a loan product.
If you have any questions related to any one loan product, the approval process, or any other information related to your loan, contact your lender directly for details.